Senior Coverage

The Best Auto Insurance for Senior Citizens

Generally, the older you get, the less you pay for car insurance. But seniors are the exception. Although they are more experienced, they also have more problems with vision, dexterity, and reaction times, and this increases those premiums significantly.

According to Senior Coverage, a leading comparison and referral service focused on Medicare health plans, auto insurance, and reverse mortgages, there are many top providers offering cheap and complete car insurance for seniors.

You don’t need to settle for less; you don’t need to pay more. Take a look at the following auto insurance companies (all recommended by the experts at Senior Coverage) to get the best deal every time.

Amica Insurance

Amica is a rarity in the car insurance sector as it has very few complaints and a glut of positive reviews. Customer satisfaction is underrated when it comes to insurance, with most consumers focusing purely on price and coverage.

But while those factors are important, it’s just as important to find a company that makes it easy to claim and has friendly, professional service. If you’ve ever had to make a claim and been forced to deal with agents that don’t seem to care and oppose you every step of the way, you’ll understand its importance.

The Hartford AARP Program

Providing you continue paying your premiums, Hartford may never drop you, making this one of the best options for senior drivers. Hartford has a 24/7 claims line and there are also a few discounts available, including a saving of 3% for completing a defensive driving course.

A vanishing deductible is available, as well. This may lower your deductible for every year that you don’t make a claim.


You’ll find GEICO on every list of the cheapest and best car insurance companies, and that’s no accident. GEICO is one of the nation’s best-loved insurers and offers programs tailored toward senior drivers.

For instance, if you’re over the age of 50 and there is no one under 25 on your policy, you may qualify for a PrimeTime contract. PrimeTime has guaranteed renewal and can be combined with discounts for defensive driving courses, multi-car policies, and a clean record.

You can also save money by purchasing your homeowner’s policy from GEICO.


Metromile is designed for drivers who cover fewer than 10,000 miles a year. The average American drives between 13,000 and 14,000 miles a year, but close to half of those miles are spent on their daily commute. Take that out of the equation, and that mileage plummets, putting options like Metromile firmly in the spotlight.

Metromile works by tracking your mileage via a telematics device. It is only available in a handful of states, including Washington and California, but there are other mileage-based programs to consider if you can’t join this one.

Working with Senior Coverage

If you don’t have the time to compare multiple providers and answer their seemingly endless list of questions, just give Senior Coverage a call.

With a single phone call 1 (888) 479-1782 you’ll be directed to the most affordable and suitable car
insurance policy. Your first consultation is 100% free and you are under no obligation to buy.


CALL BEFORE XX:XX XX FOR SUPPORT Call Now: (888) 479-1782

Call Now For Free Consultation

Questions? Call 1 (888) 479-1782

Qualify for Additional Approved Medicare Benefits! Call Before

(888) 479-1782

Qualify for Additional Approved Medicare Benefits! Call Before

Senior Coverage