Medicare Supplemental: Getting Help
If you have already enrolled in Medicare, you may be wondering about Medicare Supplemental plans. Also known as Medigap, these plans are offered by private insurance companies and provide you with a host of benefits that perfectly complement your Original Medicare coverage.
In this short guide, we’ll look at some of the ways you can get affordable Medicare supplement plans while also discussing the benefits and cost of these plans.
How to Get the Best Medicare Supplement Coverage
Medicare was designed to be relatively simple—a basic form of health insurance that provides a hassle-free solution to those who qualify. However, with Original Medicare, Medicare Advantage, and supplemental plans to consider, that simplicity can get very complicated very quickly.
Senior Coverage was founded to combat these complications and provide applicants with a simple, hassle-free, and affordable solution to meet all of their Medicare needs.
With a simple free phone call, Senior Coverage will refer you to the best Medicare provider for your needs and ensure you get a tailored, affordable plan. It works with many trusted providers and serves as a bridge between these companies and the consumers that need them.
What do Medicare Supplement Plans Cover?
In simple terms, Medicare supplement plans cover costs but not care. The idea is that they help you to deal with the expenses associated with Original Medicare, including:
- Medicare deductibles
- Hospital fees that accumulate after Medicare coverage limits
- Skilled nursing costs that accumulate after Medicare coverage limits
- Coinsurance payments
For example, when you visit your doctor, you will pay a 20% coinsurance as part of your Medicare coverage. If you have supplemental insurance, on the other hand, it should cover all or more of these costs for you.
In addition, while Medicare Advantage restricts you to using in-network doctors and hospitals, there are no network rules for Medicare Supplemental Plans. You can visit any doctor that accepts Medicare.
How Much Does Supplemental Medicare Cost?
As Medicare Supplemental Insurance is provided by private companies, the costs and benefits can differ substantially
It pays to shop around for an affordable policy, and this is something that Senior Coverage can help with. Not only does Senior Coverage specialize in all types of Medicare but it also helps seniors with reverse mortgages, credit repair, and more. If there’s a way to save money and improve your financial situation, Senior Coverage will find it.
Questions? Call 1 (888) 479-1814